What to do? Thankfully, the USGA has a prescription for this problem.
If you do not yet have a handicap index, use the maximum allowable handicap index to determine a course handicap. Then apply that course handicap in order to determine your ESC per-hole limits.
The maximum handicap index for men is 36.4; for women, 40.4. So a man without a handicap index would determine a course handicap using 36.4; the resulting course handicap is then be used to determine the ESC limits.

